标普信评认为 2020年中国个人汽车贷款市场整体信用状况将保持稳定，但不同品牌间的产品类型及其信用表现或将进一步分化。我们的预测主要基于以下三个方面的考量：
- 中国汽车消费贷款监管环境审慎，主要商业银行和汽车金融公司的信贷政策及风控标准整体稳定。
- 根据现有相关历史数据进行前瞻性分析，未来一年内整体市场信用表现不会急剧恶化。
- 行业变局对不同品牌的经营战略产生影响，预计将进一步分化各品牌间的产品构成及未来表现。
2020 年中国个人汽车贷款市场信用表现展望
Our Approach to Analyzing Commercial Leasing Companies
评级行动：评定“速利银丰中国梅赛德斯-奔驰租赁有限公司2022年度第一期资产支持票据” 优先级票据信用等级为AAAspc(sf)
Rating Action: Silver Arrow Benz Leasing 2022-1 ABN Senior Notes Assigned AAAspc(sf) Ratings
Credit Analysis of China’s Four G-SIBs’ TLAC-Eligible Non-Capital Bonds
2020 年中国个人汽车贷款市场信用表现展望
Our Approach to Analyzing Commercial Leasing Companies
- Theme Financial Services
- Tags China
Click the link below to view the slides.
- Theme
- Financial Services
- Tags
- China
评级行动：评定“速利银丰中国梅赛德斯-奔驰租赁有限公司2022年度第一期资产支持票据” 优先级票据信用等级为AAAspc(sf)
北京，2022年5月19日-标普信评今日宣布，已评定“速利银丰中国梅赛德斯-奔驰租赁有限公司2022年度第一期资产支持票据”项下优先级资产支持票据（以下简称“优先级票据”）的信用等级为AAAspc(sf)。该交易由梅赛德斯-奔驰租赁有限公司发起。
等级列表：
优先级：AAAspc(sf)
相关方法：
标普信用评级（中国）— 结构融资评级方法论
相关评论与研究：
评论：解读标普信用评级（中国）个人消费贷款资产支持证券分析方法
稳中求进 | 标普信评2022年行业展望
相关模型：
标普信用评级（中国）结构融资现金流模型
传媒联络人：
汤劭颖，北京；(86)10-6569-2988；sharon.tang@spgchinaratings.cn
分析师：
张恩杰，北京；enjie.zhang@spgchinaratings.cn
李佳蓉，北京；jiarong.li@spgchinaratings.cn
杜洁琼，北京；jieqiong.du@spgchinaratings.cn
Click here to view the English version.
Rating Action: Silver Arrow Benz Leasing 2022-1 ABN Senior Notes Assigned AAAspc(sf) Ratings
- Author Enjie Zhang Jiarong Li Jieqiong Du
- Sector Structured Finance
- Credit Outlook -
- Issuer Rating -
- Issue Rating AAAspc(sf)
BEIJING, May 19, 2022- S&P Global (China) Ratings has assigned its rating AAAspc(sf) to Silver Arrow Benz Leasing 2022-1 Asset Backed Notes (SABL 2022-1 ABN) Senior Notes. The transaction was originated by Mercedes-Benz Leasing Co. Ltd. (MBLC).
List of Ratings:
Senior: AAAspc(sf)
Methodology Applied:
S&P Ratings China--Structured Finance MethodologyRelated Research:
Commentary: Understanding Our Approach to China Consumer Asset-Backed Securities
Seeking Growth and Stability | China Outlook 2022
Models Applied:
SPG China Ratings Structured Finance Cash Flow Engine
Media Contacts:
Sharon Tang, Beijing, (86)10-6569-2988; sharon.tang@spgchinaratings.cn
Analyst Contacts:
Enjie Zhang, Beijing; enjie.zhang@spgchinaratings.cn
Jiarong Li, Beijing; jiarong.li@spgchinaratings.cn
Jieqiong Du, Beijing; jieqiong.du@spgchinaratings.cn
- Author
- Enjie Zhang Jiarong Li Jieqiong Du
- Sector
- Structured Finance
- Credit Outlook
- -
- Issuer Rating
- -
- Issue Rating
- AAAspc(sf)
Credit Analysis of China’s Four G-SIBs’ TLAC-Eligible Non-Capital Bonds
- Author Xiaochen Luan Ying Li
- Theme Financial Services
- Tags China
We expect the issuance of non-capital bonds to play an important role in ensuring China’s 4 G-SIBs meet total-loss-absorbing capacity (TLAC) standards. At the end of April 2022, the People's Bank of China (PBoC) and China Banking and Insurance Regulatory Commission (CBIRC) jointly issued a notice on TLAC-eligible non-capital bonds issued by global systemically important banks (G-SIBs). The notice follows TLAC-related management measures for G-SIBs which were released by the PBoC, CBIRC and Ministry of Finance in October 2021, and clarifies the key attributes and issuance regulations applicable to TLAC-eligible non-capital bonds.
Click the link below to read more.
- Author
- Xiaochen Luan Ying Li
- Theme
- Financial Services
- Tags
- China