Key discussion points
• Chinese banks’ capital and profitability resilience in the face of small and micro business loan forbearance, property sector weakness, and high-risk LGFVs.
• Interest margin trends in the environment of decreasing interest rate.
• Chinese banks’ funding and liquidity profile, which we believe remains a key strength.
• Recent government moves to ensure sector stability.
Collins Luan | Director of Financial Institution Ratings S&P Global (China) Ratings
Ying Li | Head of Financial Institutions Ratings S&P Global (China) Ratings