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本方法论阐述了标普信用评级(中国)有限公司如何评估担保(或类似或有义务)对主体信用评级或债项信用评级产生的影响。如果评级涉及担保,且我们认为该担保会对证券的评 级造成影响,则可以使用本方法论。当评级涉及类似的或有信用支持工具时,我们可能也会使用本方法论。 
担保有时可以增强发行主体的偿债能力或债项的信用水平。我们在分析担保时,通常侧重于两个方面:担保方的信用质量以及担保条款。当我们认为担保提高了信用水平时,我们可 能会相应地调整发行主体或债项的评级。